California Life & Health Insurance Licensing Course

Master key Life & Health concepts—annuities, disability, Medicare, health policies, and more to pass your state exam with confidence.

Property & Casualty Insurance

Pass the California Life & Health Exam Exam with Confidence

This course covers all required topics for the California Life & Health licensing exam, including life, health, disability, long-term care and Medicare.

Complete Study Guide – Covers all Life & Health topics required by the state exam.

Practice Exams – Simulated tests to help you pass the first time.

Expert Insights – Learn real-world applications of Life & Health insurance.

Choose the Right Course for You:

🔹 52-Hour Course ($89) – Includes 40 hours of Life & Health training + 12 hours of Ethics, fulfilling all state requirements.

🔹 40-Hour Course ($79) – For P & C licensed agents who don’t need to retake Ethics training.

Insurance Course Overview Additional Insurance Overview

52-Hour Life & Health Course - Master Your Exam

We cover all the critical areas tested on the California Life & Health licensing exam, ensuring you’re prepared for success.

Topics Covered on the Life & Health Exam

Below is a breakdown of the key topics covered in the California Life & Health licensing exam:

General Insurance & Ethics (12%)

  • Basic concepts, contract law, market regulation
  • California Insurance Code & ethics training

Life Insurance (33%)

  • Life policy types, annuities, and replacement rules
  • Policy taxation, contract structure, and group plans

Health Insurance (31%)

  • Individual & group medical expense policies
  • ACA, PPACA, Medicare, Medi-Cal, and senior health

Disability Income Insurance (5%)

  • Short- and long-term disability plans
  • Social programs and benefit coordination

Long-Term Care Insurance (5%)

  • LTC plan structure and benefit triggers
  • Medicare limits and HICAP counseling

Start Your Insurance Career Today!

Get access to the full Life & Health Exam Prep Course for only $89.

Insurance Course Overview

40-Hour Life & Health Course

Already have a P & C insurance license? This 40-hour course covers only Life & Health topics, so you can skip the 12-hour Ethics training and focus on what you need to pass.

Comprehensive P&C Training – Covers all state-required topics.

Exam Prep & Practice Tests – Real-world questions to help you succeed.

100% Online & Self-Paced – Study when and where it’s convenient for you.

Already Licensed in Property & Casulaty? Complete Your Licensing –
Start Life & Heatlh License Training Today!

Get access to the 40-Hour Life & Heathl Exam Prep Course for only $79.

Pass with Confidence—We've Got You Covered

Our all-in-one insurance training program is built for your success, combining expert instruction, smart study tools, and interactive e-learning to help you pass on your first try.

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Exam Focus

Master what matters most with targeted study material.

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Key Takeaways

Gain deeper insights and reinforce your knowledge.

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Real-World Examples

Understand concepts with real-life insurance scenarios.

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Why It Matters

We don’t just teach rules—we show you WHY they matter.

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Creative Visuals

See concepts come to life with structured, engaging visuals.

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Quick Reviews

Fast, effective summaries to reinforce key points.

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Case Studies

Real-life scenarios to help you think like a pro.

Frequently Asked Questions

What if I fail the state exam?

No stress. You’ll still have access to your full course and practice quizzes. You can also purchase a course extension or upgrade to our AI-powered exam prep for more targeted support.

How long do I have access to the course?

You’ll have access for 90 days from the date of registration. Need more time? No problem — extension options are available at checkout or anytime after you enroll.

What’s included in this course?

You’ll get access to the full California Life & Health licensing course, chapter quizzes, a final exam, and a FREE attempt at our official simulator. If you're taking the 52-hour version, ethics training is included as required by the state.

What’s the difference between the 52-hour and 40-hour Life & Health course?

The 52-hour course is required for your first license and includes the mandatory 12 hours of ethics training. If you already hold a license in another line of authority, the 40-hour version is available without the ethics chapters.

Can I upgrade to AI or add another course later?

Yes! You can add our AI-based exam prep or a second license course anytime after you enroll. Just head to your dashboard or reach out and we’ll get you set up.

Will I get a certificate when I’m done?

Yes. Once you complete the course and pass the final exam with a score of 100%, your certificate of completion will be unlocked automatically. We’ll also report your hours to the California Department of Insurance.

No distractions. No fluff. Just everything you need to pass the California Life & Health exam — fast and confidently.